Pacific Equity & Loan

Pacific Equity & Loan is a Seattle, Washington-based hard money lender carrying a 4.6-star Google rating across 84 reviews and an A+ rating with active BBB accreditation, contributing to a composite score of 4.4 out of 5.0 on HardMoneySearch. The lender's publicly listed loan products span bridge, commercial, DSCR, fix-and-flip, and rental portfolio financing. Customer-sourced signals retrieved from LinkedIn point to recurring themes around flexible terms, low fees, competitive rates, excellent customer service, and fast information delivery, with one reviewer noting the team delivered on commitments ahead of schedule. No negative customer review themes were identified in the data surveyed, and no employee-sourced workplace signals or structural red flags were present in the available data. Trustpilot presence was not found, so no third-party rating from that platform is reflected here.

Prospective borrowers should note that NMLS verification was not confirmed through available public records at the time of this summary's retrieval, and HardMoneySearch does not independently verify the accuracy of reviews or lender representations. The positive themes cited above reflect patterns in publicly available customer commentary and should be treated as reputational signals rather than guarantees of borrower outcomes. As with any lending relationship, individuals are encouraged to conduct their own due diligence, request written terms directly from the lender, and consult appropriate financial and legal advisors before proceeding. This summary aggregates publicly available information retrieved as of 2026-07-01; users should verify details directly with the lender and official sources including NMLS Consumer Access.