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Certain Lending

Seattle, WANMLS #1716495

Trust Label

NMLS #1716495 · verified Jun 2026

Check current status on NMLS →

Trust Label Detail

NMLS verification recorded by HardMoneySearch. Use the live NMLS Consumer Access link below to check current status.

NMLS #1716495 was verified Jun 2026. Check current status on NMLS →

Address

1000 2nd Ave #2500, Seattle, WA 98104

Google Rating

4.9 / 5.0 (147 reviews)

Composite Rating

4 / 5.0 - Well Rated

How is this calculated?

In Business

8 years

Reputation Summary

Certain Lending is listed as a Seattle, WA-based lender offering loan products that include bridge, commercial, construction, DSCR, fix-and-flip, ground-up construction, and rental portfolio. Current stored Google Business Profile data shows a 4.9/5 rating from 147 reviews. The current HardMoneySearch composite rating is 4.0/5.0 (Well Rated). Positive public review themes captured for the profile include fast service great communication, expert lending team, efficient closings.

This summary aggregates publicly available information retrieved as of 2026-07-02; users should verify details directly with the lender and official sources including NMLS Consumer Access.

Public Review Themes

4 positive / 1 negative borrower themes found across 1 linked source.

These public review themes are extracted from third-party public sources linked below. They summarize language appearing in those sources and are not HardMoneySearch's own opinions, endorsements, or verified findings. Review the linked source material and verify details directly before relying on any lender.

What borrowers say

  • positiveBirdeye.comView source

    fast service great communication

    View source excerpt

    Certain Lending - 75 Reviews - Finance in Seattle, WA - Birdeye View all google reviews. Frequently asked questions about Certain Lending. How is Certain Lending rated? Certain Lending has a 5 star rating with 75 reviews.

    Hard Money Lenders Seattle: Quick Loan Approvals - HomeLight Certain Lending, based in Seattle, WA, is designed for real estate ... Certain Lending, holds a Google rating of 5.0 based on more than 50 reviews ...

  • positiveBirdeye.comView source

    expert lending team

    View source excerpt

    Certain Lending - 75 Reviews - Finance in Seattle, WA - Birdeye View all google reviews. Frequently asked questions about Certain Lending. How is Certain Lending rated? Certain Lending has a 5 star rating with 75 reviews.

    Hard Money Lenders Seattle: Quick Loan Approvals - HomeLight Certain Lending, based in Seattle, WA, is designed for real estate ... Certain Lending, holds a Google rating of 5.0 based on more than 50 reviews ...

  • positiveBirdeye.comView source

    efficient closings

    View source excerpt

    Certain Lending - 75 Reviews - Finance in Seattle, WA - Birdeye View all google reviews. Frequently asked questions about Certain Lending. How is Certain Lending rated? Certain Lending has a 5 star rating with 75 reviews.

    Hard Money Lenders Seattle: Quick Loan Approvals - HomeLight Certain Lending, based in Seattle, WA, is designed for real estate ... Certain Lending, holds a Google rating of 5.0 based on more than 50 reviews ...

  • positiveBirdeye.comView source

    high star ratings

    View source excerpt

    Certain Lending - 75 Reviews - Finance in Seattle, WA - Birdeye View all google reviews. Frequently asked questions about Certain Lending. How is Certain Lending rated? Certain Lending has a 5 star rating with 75 reviews.

    Hard Money Lenders Seattle: Quick Loan Approvals - HomeLight Certain Lending, based in Seattle, WA, is designed for real estate ... Certain Lending, holds a Google rating of 5.0 based on more than 50 reviews ...

  • negativeBirdeye.comView source

    they just didn't get it

    View source excerpt

    Certain Lending - 75 Reviews - Finance in Seattle, WA - Birdeye View all google reviews. Frequently asked questions about Certain Lending. How is Certain Lending rated? Certain Lending has a 5 star rating with 75 reviews.

    Hard Money Lenders Seattle: Quick Loan Approvals - HomeLight Certain Lending, based in Seattle, WA, is designed for real estate ... Certain Lending, holds a Google rating of 5.0 based on more than 50 reviews ...

Loan Types

bridgecommercialconstructiondscrfix flipground uprental portfolio

Loan Terms (Lender-Stated / Source-Derived)

Max LTV

75%

Days to Close

5 lender-stated

Min Loan

$75,000

Max Loan

$5,000,000

Loan fields are lender-stated or source-derived where available; confirm all terms in writing directly with the lender.

States Served

AZ, CA, HI, ID, ND, NV, OR, SD, WA, WV

States Licensed

AZ, CA, HI, ID, ND, NV, OR, SD, WA, WV

Verification

Before contacting this lender, verify licensing and registration status through official public sources. Directory listings do not guarantee current license status, terms, or availability.

Directory record last refreshed: 2026-06-28T20:04:07+00:00

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