King James Lending | Hard Money Loans Local Investors | Quick Close, Best Fees
Houston, TX
Trust Label
Verified Business
Trust Label Detail
Published based on quality signals including online presence and business verification indicators.
Phone
(281) 909-7487Website
kingjameslending.com/Address
770 Marina Bay Dr, Kemah, TX 77565
Google Rating
5 / 5.0 (227 reviews)
Reputation Summary
King James Lending is a Houston, TX-based hard money lender positioning itself toward real estate investors through loan types that include fix-and-flip, bridge, ground-up construction, DSCR, rental portfolio, and commercial financing. The company holds a 5.0 Google rating drawn from 227 reviews, which represents the primary third-party rating signal available in current public data. No corroborated BBB rating was found, and NMLS verification has not been confirmed through available records. Customer review themes on Google center on fast and smooth deal funding and closings, a knowledgeable and responsive team, transparent communication throughout the lending process, and a supportive approach that reviewers describe as helpful to first-time real estate investors. Multiple customer reviewers also highlight a community dimension, noting that the company hosts recurring weekly real estate investment training sessions and mastermind meetings at its office.
Beyond the lending function itself, customer reviewers consistently describe the team as going beyond transactional assistance by offering mentorship, real estate guidance, and long-term partnership to repeat borrowers. Named team members referenced across customer reviews include James, Maggie, and Rob Trigg. No negative customer review themes were identified in the current stored data, and no employee-sourced structural signals were flagged. Prospective borrowers are encouraged to conduct independent due diligence, confirm current loan programs directly with the lender, and review licensing status through official regulatory channels before making any financing decisions. This summary aggregates publicly available information retrieved as of 2026-07-02; users should verify details directly with the lender and official sources including NMLS Consumer Access.
Public Review Themes
8 positive / 0 negative borrower themes found across 7 linked sources.
These public review themes are extracted from third-party public sources linked below. They summarize language appearing in those sources and are not HardMoneySearch's own opinions, endorsements, or verified findings. Review the linked source material and verify details directly before relying on any lender.
What borrowers say
Fast and smooth deal funding/closing
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“A Truly Remarkable Experience with King James Lending I had the unique experience of selling my childhood home to King James Lending, and I couldn’t be more grateful for how everything turned out. Parting with a home so full of memories is never easy, but from the very beginning, the team treated the process with such care, professionalism, and respect. They saw the potential in the home I grew up in and, through thoughtful renovations and quality work, brought it back to life. What’s even more”
“King James Lending is one of the most efficient companies we have ever had the pleasure of borrowing from. They are by far the best hard money lender in the area, and we will definitely be repeat customers. They help you in many more ways than just lending money as well. The team of investors, loan officers, and vendors, are all you need to learn how to invest in real estate. Drop by and see for yourself, Monday mornings at 10 a.m. it's a great mastermind group to attend..... 💯”
Fast, smooth deal funding and closing
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“King James Lending is the best! Closed all my deals quickly and smoothly impressed. Funded my Million Dollar Investment! Professional and offers amazing services! Highly recommend! 💞”
“Working with King James Lending was a great experience, and I truly appreciate their support throughout the process. From the very beginning, their team was professional, responsive, and genuinely invested in helping me succeed. They took the time to understand my deal and made sure I had all the information I needed to move forward with confidence. They moved quickly to get my deal funded, which made all the difference in closing on time. As someone navigating the world of real estate investing”
Knowledgeable, professional and responsive team
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“King James is an excellent source for lending! Their team is dedicated to providing expert guidance and exceptional service. I’ve worked with Rob for years, and he is more than just a lender—he is a reliable partner who consistently offers sound advice. His proactive approach and clear communication ensure a smooth, successful experience every step of the way. Highly recommend Rob and King James Lending!”
“Highly Recommend King James Lending for Hard Money Lending! As a realtor specializing in working with investors, I’ve had the opportunity to connect with many lenders—but working with James and Maggie was truly a standout experience. They recently helped some very important investors of mine, and their expertise, responsiveness, and willingness to answer every question made the process smooth and efficient. Their deep knowledge of investment lending was invaluable, and I’d highly recommend them”
Genuine guidance and mentorship for investors
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“King James Lending has been an incredible resource since I began my journey in real estate. Their depth of knowledge, willingness to help, and the genuine relationships they build with clients truly set them apart. Whether you’re investing, buying, or just need guidance on your next move, this is the place to get clear answers and real support. They don’t just provide lending—they offer mentorship, value, and a partnership that can elevate your entire project or career. If you’re serious about t”
“I own a home health care agency and personal care homes. I was introduced to King James Lending through an investor wanting to buy my property through a cold call. I asked him over the phone, “where do you guys get all this money to buy”. He said, “you’ve gotta meet Jame Toler with King James Lending”.. He invited me to a Wednesday morning real estate investment training at King James office. It was enlightening, thought provoking and encouraging to see so many young professionals learning and v”
Weekly real estate investment training and community meetings
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“King James Lending is one of the most efficient companies we have ever had the pleasure of borrowing from. They are by far the best hard money lender in the area, and we will definitely be repeat customers. They help you in many more ways than just lending money as well. The team of investors, loan officers, and vendors, are all you need to learn how to invest in real estate. Drop by and see for yourself, Monday mornings at 10 a.m. it's a great mastermind group to attend..... 💯”
“King James Lending is more than just a business—it’s a community. The people here are genuine, welcoming, and truly committed to helping others grow. A close friend of mine has been attending their weekly meetings for over three years now and always speaks highly of the experience. The consistency, support, and knowledge shared week after week make this place stand out. Whether you’re looking for funding or just want to be around positive, like-minded individuals, King James Lending is the place”
Reliable long-term lending partnership
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“King James lending has made all my lending an easy no haggle experience …I’ve had deals that I’ve almost lost and the owers and staff at King James lending worked their butts off to make the deal happen, that’s been 4 years ago (2018)and the service has still been outstanding till the present (2024)..The experiences that I’ve had with this group has definitely elevated my knowledge about lending and real estate ,, but has also added value!!!! I will definitely continue doing business with King J”
“Working with King James Lending by far has been one of the best lending experiences I have had. James & Maggie have built a great team of real estate pro's who can help you grow your business whether you need a hard money loan, private lender and most importantly in todays environment, a quick closing. Call them now for your next deal!”
Transparent and clear communication throughout the process
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“Working with King James Lending was a great experience, and I truly appreciate their support throughout the process. From the very beginning, their team was professional, responsive, and genuinely invested in helping me succeed. They took the time to understand my deal and made sure I had all the information I needed to move forward with confidence. They moved quickly to get my deal funded, which made all the difference in closing on time. As someone navigating the world of real estate investing”
“James in general is an amazing person to work with. He has closed on properties and he has been the lender for buyers on investment homes that I have sold. His team is efficient and transparent. They set proper expectations and deliver everytime. We actually had a file that closed and funded today. And another one lined up any day now. I assisted one of my mentees on a transaction and when he ran it buy me I seen James and his team were on the other side and literally told him you are in good ha”
Supportive approach helping first-time real estate investors
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“Working with King James Lending was a great experience, and I truly appreciate their support throughout the process. From the very beginning, their team was professional, responsive, and genuinely invested in helping me succeed. They took the time to understand my deal and made sure I had all the information I needed to move forward with confidence. They moved quickly to get my deal funded, which made all the difference in closing on time. As someone navigating the world of real estate investing”
“I can’t thank Rob Trigg and King James Lending enough for their support and guidance when I first started in real estate investing. From the very beginning, Rob made the loan process easy and effortless, ensuring that everything went smoothly. His professionalism, expertise, and willingness to work with me made a huge difference in my journey. If you're looking for a lender who truly cares about their clients and makes financing stress-free, King James Lending and Rob Trigg are the ones to trust”
Loan Types
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Verification
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Directory record last refreshed: 2026-06-28T20:05:22+00:00
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