Defy Mortgage, LLC

Defy Mortgage, LLC is a Nashville, Tennessee-based lender focused on non-QM loan products, with publicly listed offerings that include bridge, commercial, DSCR, fix-and-flip, and rental portfolio loans, making it a notable option for real estate investors and self-employed borrowers. The company holds a 4.8 out of 5.0 composite rating across available public review sources and carries a BBB rating of A with active accreditation. On Trustpilot, the firm has accumulated a 5.0 rating across 78 reviews, and on Google it holds a 4.8 across 36 reviews. The company's own website references over 100 years of combined team experience, though HardMoneySearch has not independently verified that claim or any other company-supplied information.

Customer-sourced review themes collected from defymortgage.com and referenced on Zillow center on professionalism, responsiveness, commitment to customers, and strong overall service quality. No negative customer review themes were identified in the available public data, and no employee-sourced review signals or structural workplace concerns were present in the data supplied. NMLS verification was not confirmed through the data available for this listing, and prospective borrowers are encouraged to confirm licensure and registration status through official channels before proceeding. This summary aggregates publicly available information retrieved as of 2026-07-01; users should verify details directly with the lender and official sources including NMLS Consumer Access.