Groundfloor Lending

Groundfloor Lending is an Atlanta, GA-based lender offering a range of loan products that includes bridge, commercial, construction, DSCR, fix-and-flip, and rental portfolio financing. The company holds a Google rating of 4.8 out of 5 based on 18 reviews, reflecting a generally favorable signal on that platform. However, its composite rating across available public sources stands at 3.4/5.0 (Fair), indicating a varied overall picture. NMLS verification has not been confirmed for this lender in our current data, and no corroborated BBB rating was found; prospective borrowers are encouraged to check NMLS Consumer Access and other official sources independently.

On the customer sentiment side, limited public third-party review data surfaces some notable concerns. Reviewer feedback has included allegations of dissatisfaction related to loan repayment outcomes, questions about the accuracy of loan ratings communicated to investors, and perceived lack of accountability when loans underperform. These themes originate from customer-sourced public reviews and have not been independently verified by HardMoneySearch. As with any lender profile, prospective clients and investors are advised to conduct thorough due diligence, review available documentation, and consult appropriate professionals before engaging. This summary aggregates publicly available information retrieved as of 2026-07-02; users should verify details directly with the lender and official sources including NMLS Consumer Access.