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HardMoneySearch

HardMoney Company

Miami, FL

Trust Label

Verified Business - Conditional

Trust Label Detail

Published based on quality signals; state licensing status is conditional.

Address

18205 Biscayne Blvd #2226, Aventura, FL 33160

Google Rating

4.2 / 5.0 (24 reviews)

Composite Rating

3.2 / 5.0 - Fair

How is this calculated?

Reputation Summary

HardMoney Company is a Miami, FL-based private lender offering bridge, commercial, and fix-and-flip loan products. The company holds a Google rating of 4.2 across 24 reviews and a composite rating of 3.2/5.0 (Fair), reflecting a varied overall picture. On the positive side, customer reviewers on Google have highlighted the company's flexible underwriting approach, noting a willingness to look beyond credit scores and consider the full context of a borrower's situation. Customers have also cited fast turnaround times and responsive service, with specific mentions of a team that has helped close time-sensitive deals that other lenders declined. No NMLS verification was confirmed for this listing, and no corroborated BBB rating was found in the current data.

The public review record also contains notable customer concerns that prospective borrowers should weigh carefully. Customer-sourced reviews on Google describe experiences involving loan cancellations after upfront fees were paid, as well as serious allegations related to equity loss, payment disputes, and lack of loan servicing transparency. These are unverified customer accounts, and HardMoney Search has not independently confirmed the accuracy of any individual review. Prospective borrowers are encouraged to conduct thorough due diligence, request clear written disclosures on all fees, and review loan terms carefully before proceeding. The range of customer feedback underscores the importance of direct communication with the lender and independent professional guidance.

This summary aggregates publicly available information retrieved as of 2026-07-02; users should verify details directly with the lender and official sources including NMLS Consumer Access.

Public Review Themes

1 positive / 1 negative borrower themes found across 2 linked sources.

These public review themes are extracted from third-party public sources linked below. They summarize language appearing in those sources and are not HardMoneySearch's own opinions, endorsements, or verified findings. Review the linked source material and verify details directly before relying on any lender.

What borrowers say

  • positiveGoogleView source

    Flexible underwriting that looks beyond credit scores

    View source excerpt

    I've had a great experience working with this company. What sets them apart is their understanding & flexibility they take the time to look at the full picture, not just a credit score. They truly consider each individual's situation, which is rare in this industry. They help close deals that other lenders wouldn't even look at. Whether it's a complex deal or unique set of circumstances, they're willing to find a solution when others walk away. If you're struggling to get financing elsewhere, I

    Great Company. Worked with them multiple times and they were very fast efficient. I was used to other hard money lenders and their service is definitely top notch. Highly recommended and will keep doing business with Gus and their team

  • negativeGoogleView source

    Loan cancellation after upfront fees paid

    View source excerpt

    I gave this lender $1600 last week and have done everything they asked. Today my broker Jesse told me they are canceling my loan due to them being late and not having access to ONE of the Two units. What is going on? where is my money???? What an awful experience

    These people are CROOKS and predatory lenders! I am a single mother and they stole all the equity in my property. I paid an inflated rate (12% when rates were 2%) they cross collateralized my loan and sold the loan and kept collecting my money!! I asked for my payoff and they sold the loan and never notified me!! Because it was cross collateralized I ended up havjng to pay default interest of over half the value of the property. This man needs to be in jail!!!!

Loan Types

bridgecommercialfix flip

Loan Terms (Lender-Stated / Source-Derived)

Loan fields are lender-stated or source-derived where available; confirm all terms in writing directly with the lender.

States Served

DC, FL, IN, KY, MD, OH, VA, WA

States Licensed

DC, FL, IN, KY, OH, VA, WA

Verification

Before contacting this lender, verify licensing and registration status through official public sources. Directory listings do not guarantee current license status, terms, or availability.

Directory record last refreshed: 2026-06-28T20:04:52+00:00

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