GoKapital, Inc
Miami, FL
Trust Label
Verified Business - Conditional
Trust Label Detail
Published based on quality signals; state licensing status is conditional.
Phone
(866) 257-2973Website
gokapital.com/Address
3191 Coral Wy Suite 402A, Miami, FL 33145
Google Rating
4.2 / 5.0 (46 reviews)
In Business
13 years
Public Reputation Signals
Reputation Summary
GoKapital, Inc. is a Miami, FL-based financial technology company that offers a range of lending solutions including bridge, commercial, construction, and fix-and-flip loans, with reported service availability across the United States. The company holds a Google rating of 4.2 across 46 reviews, and customer-sourced signals reference its variety of lending products and national reach as notable characteristics. However, the review base is relatively limited in detail, and the overall composite rating on this directory is 2.6/5.0 (Below Average), which falls in the below average range. NMLS verification was not confirmed for this lender.
Prospective borrowers should note that GoKapital, Inc. carries a displayed BBB letter grade of F and is not BBB accredited. Some customer-sourced signals also reference payday loan associations, which may or may not reflect the firm's current product focus but are worth clarifying directly with the lender. No employee structural concerns were identified in the available data. Overall, the public signals present a mixed picture, and due diligence is advisable before engaging with this lender.
This summary aggregates publicly available information retrieved as of 2026-07-02; users should verify details directly with the lender and official sources including NMLS Consumer Access.
Public Review Themes
4 positive / 4 negative borrower themes found across 1 linked source.
These public review themes are extracted from third-party public sources linked below. They summarize language appearing in those sources and are not HardMoneySearch's own opinions, endorsements, or verified findings. Review the linked source material and verify details directly before relying on any lender.
What borrowers say
4 out of 5 rating
View source excerpt
“GoKapital, Inc. Ratings and Reviews - Zillow Visit GoKapital, Inc.'s profile on Zillow to read customer ratings and reviews. Find great Miami, FL mortgage lending professionals on Zillow like GoKapital ...”
“4.2 GoKapital, Inc Reviews in Miami | TrustAnalytica Is GoKapital, Inc really the best private mortgage lenders? Check out real customer reviews & ratings and decide if this 4.2-star service is ...”
provides funding throughout US
View source excerpt
“GoKapital, Inc. Ratings and Reviews - Zillow Visit GoKapital, Inc.'s profile on Zillow to read customer ratings and reviews. Find great Miami, FL mortgage lending professionals on Zillow like GoKapital ...”
“4.2 GoKapital, Inc Reviews in Miami | TrustAnalytica Is GoKapital, Inc really the best private mortgage lenders? Check out real customer reviews & ratings and decide if this 4.2-star service is ...”
variety of lending solutions
View source excerpt
“GoKapital, Inc. Ratings and Reviews - Zillow Visit GoKapital, Inc.'s profile on Zillow to read customer ratings and reviews. Find great Miami, FL mortgage lending professionals on Zillow like GoKapital ...”
“4.2 GoKapital, Inc Reviews in Miami | TrustAnalytica Is GoKapital, Inc really the best private mortgage lenders? Check out real customer reviews & ratings and decide if this 4.2-star service is ...”
financial technology company
View source excerpt
“GoKapital, Inc. Ratings and Reviews - Zillow Visit GoKapital, Inc.'s profile on Zillow to read customer ratings and reviews. Find great Miami, FL mortgage lending professionals on Zillow like GoKapital ...”
“4.2 GoKapital, Inc Reviews in Miami | TrustAnalytica Is GoKapital, Inc really the best private mortgage lenders? Check out real customer reviews & ratings and decide if this 4.2-star service is ...”
not BBB accredited
View source excerpt
“GoKapital, Inc. Ratings and Reviews - Zillow Visit GoKapital, Inc.'s profile on Zillow to read customer ratings and reviews. Find great Miami, FL mortgage lending professionals on Zillow like GoKapital ...”
“4.2 GoKapital, Inc Reviews in Miami | TrustAnalytica Is GoKapital, Inc really the best private mortgage lenders? Check out real customer reviews & ratings and decide if this 4.2-star service is ...”
payday loans mentioned
View source excerpt
“GoKapital, Inc. Ratings and Reviews - Zillow Visit GoKapital, Inc.'s profile on Zillow to read customer ratings and reviews. Find great Miami, FL mortgage lending professionals on Zillow like GoKapital ...”
“4.2 GoKapital, Inc Reviews in Miami | TrustAnalytica Is GoKapital, Inc really the best private mortgage lenders? Check out real customer reviews & ratings and decide if this 4.2-star service is ...”
limited review details available
View source excerpt
“GoKapital, Inc. Ratings and Reviews - Zillow Visit GoKapital, Inc.'s profile on Zillow to read customer ratings and reviews. Find great Miami, FL mortgage lending professionals on Zillow like GoKapital ...”
“4.2 GoKapital, Inc Reviews in Miami | TrustAnalytica Is GoKapital, Inc really the best private mortgage lenders? Check out real customer reviews & ratings and decide if this 4.2-star service is ...”
complaints referenced by BBB
View source excerpt
“GoKapital, Inc. Ratings and Reviews - Zillow Visit GoKapital, Inc.'s profile on Zillow to read customer ratings and reviews. Find great Miami, FL mortgage lending professionals on Zillow like GoKapital ...”
“4.2 GoKapital, Inc Reviews in Miami | TrustAnalytica Is GoKapital, Inc really the best private mortgage lenders? Check out real customer reviews & ratings and decide if this 4.2-star service is ...”
Loan Types
Loan Terms (Lender-Stated / Source-Derived)
Rates From
6%
Max LTV
80%
Min Loan
$20,000
Max Loan
$50,000,000
Loan fields are lender-stated or source-derived where available; confirm all terms in writing directly with the lender.
States Licensed
FL, ID, IN, NY
Verification
Before contacting this lender, verify licensing and registration status through official public sources. Directory listings do not guarantee current license status, terms, or availability.
Directory record last refreshed: 2026-06-28T20:04:41+00:00
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